Downpayment for condo in Singapore ordinarily entails twenty five% least for bank loan purchases, with a minimum of 5% in hard cash and 20% income/CPF; for first housing bank loan, LTV nearly seventy five%, Buyer’s Stamp Duty applies on tiered charges, More Consumer’s Stamp Responsibility differs by profile; usual new start reserving price 5% income, remainder of twenty% on exercising within just selection period, progressive payment by building levels; resale requires Selection Rate (1% funds) then exercise (4% funds) and equilibrium; legal check here charges, valuation, property finance loan duty, and fire insurance policies increase to upfront fees; relevant keywords consist of condo downpayment, LTV limitations, TDSR 55%, MSR not applicable to personal, CPF OA utilization boundaries, minimum amount cash, ABSD remission for married partners, lender desire rates, lock-in, and pricing sensitivity by district.